The Unspoken Discomfort Around Insurance

Unpacking the Bias and Reframing Protection

Sometimes, just hearing the word “insurance” can make people’s shoulders tighten. It’s often associated with red tape, vague policies, and frustration. For many energy practitioners, it might even feel misaligned with the values of healing, intuition, and heart-centered service.

So why does insurance carry such a negative emotional charge? And more importantly—does it have to?

As practitioners, we create safe spaces for our clients every day. But when it comes to protecting our own practices, it’s not uncommon to feel resistance. Maybe it feels clinical. Maybe it feels impersonal. Or maybe it feels like part of a system that hasn’t always made space for or fully understood the work we do.

In this article, we’ll explore the deeper reasons behind that discomfort, uncover how bias plays a role in our perception, and offer a more empowering way to view the role of protection in professional practice. Because protecting your work isn’t just about the insurance itself, but honoring the value of what you offer.

Understanding the Emotional Resistance to Insurance

Before we can shift our mindset around insurance, we have to understand why the discomfort exists in the first place. For many people, insurance doesn’t feel like a supportive or empowering tool; it feels like a reaction to something going wrong.

It’s something you’re told you need, but hope you never have to use. You’re told “it’s a must,” and the conversation often ends with “just in case.” That kind of messaging sets a tone of fear or lack, rather than confidence.

On a broader scale, there’s a bias at play. From TV commercials to frustrating call center experiences, many people have been conditioned to view insurance as a transactional burden rather than a supportive resource.

Let’s also consider the emotional layer: mistrust.  Insurance has a reputation for being out of touch with real human experiences. The fine print. The waiting on hold. The “Am I even covered for this?” It can feel like a process designed to benefit big companies—not individuals.

Then there’s the historical baggage: people don’t feel confident in what they don’t understand. Insurance has long been wrapped in jargon, confusing tiers, and an overall lack of transparency.

It’s simple: when something feels confusing or impersonal, we instinctively keep our distance.

Why Energy Practitioners May Feel It More Deeply

For those working in energy medicine, that discomfort can go a step further.

Our work is grounded in connection, presence, and purpose. It’s about intuition, care, and energetic alignment. So it’s understandable if conversations about “risk mitigation” or “legal protection” feel jarring—or even counterintuitive.

You didn’t enter this work to talk about liability. You did it to support transformation, healing, and wholeness. So when someone suggests you need a policy to “protect yourself,” it can feel like a shift into a world that doesn’t fully see or value what you offer.

That resistance doesn’t mean you're doing anything wrong. In fact, it is a very valid feeling! It just means there’s an emotional disconnect that’s worth acknowledging—and gently untangling

Not Fear – Foundation: A New Perspective on Insurance

What if insurance isn’t rooted in fear, but in responsibility, foresight, and love for the work you do?

For many energy practitioners, the idea of getting insured can feel like preparing for something bad to happen. But that’s only one lens. Another—more empowering—way to view insurance is a form of care. Care for your clients. Care for your practice. Care for the life you’re building.

At its heart, liability insurance is a quiet, behind-the-scenes support system. It’s not there to create anxiety—it’s there to create ease. When something unexpected happens, you’re not scrambling. You’re protected. You can keep serving your clients without the fear of personal or professional risk hanging over you.

In this way, insurance becomes a container for your work—a structure that allows your intuition, compassion, and healing skills to flow freely, without hesitation. It’s like grounding a circuit: it doesn’t get in the way of the current; it makes the current safe to hold.

Just as we care for our clients by creating safe, ethical spaces, we can care for ourselves and our work by ensuring we have protection in place.

This reframe doesn’t erase the valid reasons people feel hesitant about insurance. However, it offers something new to sit with: What if this choice isn’t rooted in fear—but in devotion to your practice, your people, and your purpose?

Coverage That Matches Your Integrity

Now…we know what you might be thinking:
“Of course you’re saying this—you’re an association that sells insurance!”

Fair enough. We get how that might sound, and you’re not wrong!

Here’s what you might not expect: EMPA was founded by energy practitioners who once felt the same hesitation. We didn’t just set out to sell insurance—we built this to make sure practitioners like you had a version of protection that actually felt aligned, human, and useful. So if you're wondering how to find a policy that truly supports you (and doesn’t just sound like a sales pitch), let’s talk about what that looks like.

We didn’t build our insurance offerings from a boardroom or cubicles. We built them from healing tables, teaching circles, and years of working with our clients and energy practitioners. We know what it feels like to want to stay in alignment with your values and still protect your work in a grounded, responsible way.

We don’t believe insurance has to feel cold, complicated, or fear-based. It can be a resource—one that supports you in showing up with confidence and care, knowing your practice is covered.

Our coverage is tailored to energy practitioners and designed to grow with you. We cover hundreds of modalities, include general and professional liability bundled into one plan, and offer many additional resources as a part of your membership.

What’s Next: Insurance as Support, Not a Burden

If insurance has ever felt like a necessary unpleasantry, know that you’re not alone and it’s a perfectly normal way to feel. Though perhaps, after reading this article, we could shift that story…even just a little bit.

When your work is protected, your presence expands. Build your practice without the worry of "what ifs" looming in the background.

Insurance shouldn’t be about bracing for the worst. It should be about creating the conditions where your best work can thrive. That’s the kind of support we believe in.

Ready to explore a version of insurance that aligns with your values? Visit EMPA’s website to see how we support energy practitioners with protection, clarity, and care.

Disclaimer: This article is for educational purposes only and does not provide legal or medical advice. The examples are general, and coverage may vary by policy. Always refer to your insurance provider or policy language for specific details, as the policy terms take precedence. For legal concerns related to your practice, consult an attorney.