Be Professional. Be Safe. Practice with Confidence.

Professional Liability Insurance for Energy Healers and
Holistic Practitioners

Protection for you, your clients and your practice with personalized insurance, responsive customer service and safe practice education.  

Why Choose Energy Medicine Professional Association?

We’re Fast & Affordable

You've got better things to focus on: Like running your practice and helping clients. Our policies are fast, affordable, and ready when you are.


We’re Tailored To You

We are energy practitioners too! We understand your practice and have tailored our insurance program to the exact protection your business needs.


Flexible Coverage Options

Whether you need coverage for an in-person or remote practice, you're a student, part-time or full time practitioner, or instructor EMPA has a policy that will be right for your practice.

You no longer have to stress about insurance

It's a fact -- Holistic practitioners need to have liability insurance for their practice. This protects your clients should something happen under your care and it protects you and your practice from financial disaster! Accidents happen even in the best practices and to the most caring healers. With EMPA Insurance, you’ll know from day one that you have a comprehensive policy at a reasonable price. 


We believe that nobody should have to worry about being sued or be concerned about an incident happening under their care.

Here is What You'll get with Your EMPA Membership

  • Insurance - Professional liability and general liability coverage with the profession's highest aggregate coverages available: $2 million per incident, $4 million total per policy year. And these coverages protect you no matter where, or how many places, you work.
  • Risk Management Education - A comprehensive preventative risk management program to help you see risks that are not apparent in your practice.
  • Practitioner's Lab - Get hands-on training in risk management, marketing strategy, business fundamentals, personal growth, client resources, and more.
  • Practitioner Directory - Meet other practitioners in the EMPA Practitioner Directory. This directory will help potential clients find and connect with you.
  • Community - We have several on-line communities so you can connect with other holistic and energy practitioners.

Get Insured

How to get protected:

Buying insurance doesn’t have to be a headache. Just follow our process that has helped thousands of Energy Healers, Holistic Providers and coaches for over a decade.

Here’s how to do it:

Choose Your Coverage

Covering Over 125 Different Modalities

Click Here to See Eligible Modalities

Standard

$245

Standard Annual Insurance Policy
+ EMPA Membership

  • Coverage suited for Energy Medicine students and part-time practitioners working less than 6 hours per week.
  • Allows for classes or sessions with up to 9 in-person participants.
  • No participation limits for online sessions or classes.
  • ​Upgrade at any time during the policy year.

MOST POPULAR

Professional

$275

Professional Annual Insurance Policy
+ EMPA Membership

  • Coverage suited for Energy Medicine students and practitioners working more than 6 hours per week.
  • Allows for classes or sessions with up to 9 in-person participants.
  • No participation limits for online sessions or classes.
  • Upgrade at any time during the policy year.
  • Equates to less than $23 a month.

Premium

$385

Premium Annual Insurance Policy
+ EMPA Membership

  • Coverage for any practitioner working with large, in-person groups with over 9 participants.
  • Allows for classes or sessions with 1-99 in-person participants.
  • No participation limits for online sessions or classes.
  • ​Level change can be made at renewal.

The BEST time to get insurance is BEFORE you need insurance!

We know we need insurance but we often don’t want to take the time or spend the money to get it.

EMPA makes it easy — with clear information, a short on-line application and it is affordable.

Diminish your worry, protect your clients, and raise the credibility of your practice with EMPA insurance.

  • Our online application will take about 5 minutes to fill out.
  • Insurance approval in less that 24 hours on business days for eligible practices.
  • Put your insurance worries behind you!

We love our clients

Our clients are like family. See what they are saying...

Frank DiCristina
Harmonic Sound Therapist and Instructor, Dowsing, Crystal and Reiki Practitioner

"Getting insurance from EMPA helped to show my clients that I am serious and committed about my practice and not some fly by night operation working out of their car or spare room of their home.

Having insurance is an investment in yourself and allowed me to rent a professional space which made me look and feel more professional. It’s worth the peace of mind that I am covered."


Ann Cathcart
Owner, Clear Path to Wellness, HTCP, Holistic Nurse, Master Healer and Integrative Health Coach

"One hopes that they never need insurance. But if a need arises, it is a must have. It is too bad we live in a litigious society. You can never be too careful when working with people in a vulnerable condition needing healing.

Insurance is a cost of doing business in health care, especially since it costs so little-comparatively-to other costs of doing business in health care. It is always prudent to be careful when dealing with people. I believe that any professional should have insurance to protect their personal assets. This is not a place to cut costs.

I feel like I have an organization, like EMPA, that has my back just in case. I feel more careful and astute in my ethical practice when I carry insurance."


Joni Ryan
Certified Metaphysical Practitioner, Chaplain, Reiki Master, and Healing Touch Practitioner Apprentice Mind, Body, Energy Center

"Before getting my insurance coverage thorough EMPA, I had fear that a client would be unrealistic in their expectations, regardless of informed consent, that would cause them to take unwarranted legal action. If this happened where would I turn for help?

Now that I have coverage, I have confidence that this organization would help me through such situations if they arose. The peace of mind you get from having the insurance allows for a more heart centered and client focused practice.

EMPA assures both myself and my clients that I take my practice seriously and I am backed by an ethical and knowledgeable insurance organization."

Be confident in your insurance choices
with the help of EMPA Insurance

WHAT COVERAGE IS INCLUDED IN MY LIABILITY INSURANCE?

Our one-of-a-kind policy includes professional and general liability, defense costs coverage, damage to premises rented, personal & advertising injury and more. The EMPA insurance coverage limits are designed to be comprehensive to cover your business needs.

WHAT IF??

Wondering what kind of claims could be covered by professional and general insurance? Here are a few examples...

  • General Liability: A client trips over a rug while going to sit on your couch, injures themselves and sues you.
  • Professional Liability: A client sues because they think you gave them bad advice that led to them getting injured (physically or mentally).
  • Personal and Advertising Injury: client sues because your advertisement falsely represented a results and files a claim.
  • Damage to Premises Rented: A client gets unsteady standing up, falls and knocks over a lamp, damaging the floor in your rented office space.

Be confident in your insurance choices with the help of EMPA Insurance.

Find your fit

Discover the best elements to look for in an insurance policy for your practice. 

You want to make sure that you find a policy that will leave you and your practice fully protected. That’s why we put together this Insurance Buyers Guide with the most common mistakes people make when selecting an insurance coverage. After you read this, you will have the information you need to avoid making these mistakes, and to find the right insurance for you.

What happens if I get your guide? You'll get instant delivery of the guide to the email address you select. In the future, we’ll send you a few emails a month with risk tips and information that can support your holistic practice. You’ll be able to unsubscribe at any time and we never share your information.

Simplifying your safe practice… one post at a time

Find the answers to all your insurance questions through the helpful resources in our free online Learning Center.

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Contact Us

15610 Henderson Pass #700070
San Antonio, TX 78232
P. (210) 960-8807
F.  (210) 497-8532 

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EMPA Insurance policies are underwritten by Tokio Marine Specialty Insurance Company is a wholly owned subsidiary of Philadelphia Consolidated Holding Corporation (PHLY), a member of the Tokio Marine Group. Tokio Marine Specialty is an Excess and Surplus lines commercial insurance carrier serving specialized industries in all 50 states, including Washington, D.C. and the U.S. Virgin Islands. PHLY is rated “A++” (Superior) by the A.M. Best Company and “A+” by Standard & Poor’s.

The information provided on our website does not guarantee any coverages or services, nor does it constitute legal, tax or insurance advice; instead, all information, and materials available on this site are for general educational purposes only. Contents is Copyright © 2009-2023 by Energy Medicine Professional Association All Rights Reserved.

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